Haryana is home to some of India’s most generous state-funded scholarship programs for students from economically weaker sections. If you are a student in Haryana looking for financial support to continue your higher education, two schemes you absolutely cannot afford to miss are the Haryana Post-Matric Scholarship and the Kalpana Chawla Scholarship for Girls. Together, these two programs cover thousands of students every year — from SC and BC community students in general higher education to meritorious girls pursuing professional and technical courses.
In this article we break down every important detail about both scholarships — who is eligible, how much money you get, what documents you need, and exactly how to apply so your application is approved on the first attempt.
Why These Scholarships Are a Game Changer for Haryana Students
The cost of higher education in India has increased dramatically over the last decade. Engineering and medical courses can cost between ₹3 lakh and ₹20 lakh over four to five years. Even a standard three-year degree in arts, science, or commerce from a private college costs ₹30,000 to ₹1,50,000 annually when you factor in tuition, books, transportation, and living expenses.
For families earning below ₹2.5 lakh per year — which is a very large proportion of Haryana’s population — this financial burden can force talented students to drop out or never enroll in higher education at all. Government scholarships like the Haryana Post-Matric Scholarship and Kalpana Chawla Scholarship directly address this barrier by covering tuition fees, providing maintenance allowances, and in some cases offering incentives that go far beyond basic fee reimbursement.
Students who successfully avail these scholarships also improve their profile for education loans from nationalized banks. SBI, Bank of Baroda, Punjab National Bank, and Union Bank of India all consider verified scholarship eligibility as a positive indicator during education loan processing — often resulting in faster approval and better terms.
Haryana Post-Matric Scholarship 2026
The Haryana Post-Matric Scholarship is administered by the Welfare of Scheduled Castes and Backward Classes Department of Haryana. It targets students from SC, BC-A, BC-B, Denotified Tribes, and Tapriwas Jati who are enrolled in post-matriculation courses at recognized institutions.
Eligibility Criteria
The student must be a permanent resident of Haryana with a valid domicile certificate. The applicant must belong to SC, BC-A, BC-B, Denotified Tribe (DNT), or Tapriwas Jati category as certified by the competent authority. The annual family income must be within the prescribed limits — ₹2,50,000 for SC students and ₹1,00,000 for BC and DNT students. The student must have passed 10th standard and must be enrolled in a recognized post-matriculation program — this includes 11th and 12th standard, ITI, diploma, undergraduate degree, postgraduate degree, and professional courses like B.Tech, MBBS, BCA, BBA, LLB, and MBA.
| Category | Annual Income Limit |
|---|---|
| Scheduled Caste (SC) | Up to ₹2,50,000 |
| Backward Class A (BC-A) | Up to ₹1,00,000 |
| Backward Class B (BC-B) | Up to ₹1,00,000 |
| Denotified Tribes (DNT) | Up to ₹1,00,000 |
| Tapriwas Jati | Up to ₹1,00,000 |
Scholarship Amount
The Haryana Post-Matric Scholarship covers two components — tuition fee reimbursement and monthly maintenance allowance.
For SC students, the full tuition fee as charged by the institution is reimbursed. For BC and DNT students, fees up to the prescribed ceiling are covered.
| Course Level | Hosteller Monthly | Day Scholar Monthly |
|---|---|---|
| Level 1 — 11th and 12th Standard | ₹380 | ₹230 |
| Level 2 — Other than Degree (ITI, Diploma) | ₹470 | ₹300 |
| Level 3 — Degree Level (BA, B.Sc, B.Com) | ₹530 | ₹300 |
| Level 4 — Professional Degree (B.Tech, MBBS, LLB) | ₹740 | ₹530 |
Additional one-time allowances are provided for study tours, thesis work, and book purchases for students at Level 3 and Level 4.
Documents Required
Haryana domicile certificate, caste certificate from SDO or Tehsildar, family income certificate for current year, Aadhaar card of student and parent or guardian, previous year examination marksheet, fee receipt from current institution, bank account passbook in student’s name linked to Aadhaar, passport size photograph, and institution enrollment verification letter.
How to Apply
Applications are submitted online through the National Scholarship Portal at scholarships.gov.in or the Haryana Saral Portal.
Register on the portal using your Aadhaar number and mobile number. Select the appropriate scholarship scheme for your category. Fill in all personal, educational, and income details accurately — any mismatch with official documents leads to automatic rejection. Upload scanned copies of all required documents. Submit the application and follow up with your institution to ensure they complete online verification within the stipulated time. After departmental approval, the scholarship amount is credited directly to your Aadhaar-linked bank account via Direct Benefit Transfer.
One critical point — your institution must verify and forward your application online within a specified window after you submit. Many students complete their application on time but miss out because their college does not forward it promptly. Always visit your college scholarship coordinator immediately after submission and confirm that the institution-level verification is done.
Kalpana Chawla Scholarship for Girls 2026
The Kalpana Chawla Scholarship for Girls is one of Haryana’s most prestigious and generous scholarship programs. Named after the legendary astronaut Dr. Kalpana Chawla — who was born in Karnal, Haryana — this scheme provides substantial financial support specifically to meritorious girl students from Haryana pursuing professional and technical education.
This scholarship stands apart from standard post-matric schemes because it offers a significantly higher annual amount and targets high-performance students enrolled in technical and professional courses at recognized universities and institutions.
Eligibility Criteria
Only girl students are eligible for this scholarship. The student must be a permanent resident of Haryana and must hold a valid Haryana domicile certificate. The student must be enrolled in a full-time regular technical or professional course at a recognized college or university in Haryana — this includes B.Tech, B.Pharmacy, BCA, MBBS, BDS, B.Architecture, and equivalent professional programs. The annual family income limit is ₹2,50,000 or below in most categories, though this may be revised — always check the latest official notification.
The student must have secured at least 60 percent marks in their 10+2 or qualifying examination. Students who are already availing another state or central government scholarship are generally not eligible to receive the Kalpana Chawla Scholarship simultaneously — double benefit restrictions apply.
| Eligibility Factor | Requirement |
|---|---|
| Gender | Girls only |
| Domicile | Haryana permanent resident |
| Course Type | Technical / Professional (B.Tech, MBBS, BCA, B.Pharma etc.) |
| Minimum Marks in 12th | 60 percent or above |
| Family Income | Up to ₹2,50,000 per annum |
| Double Benefit | Not allowed with other state/central scholarships |
Scholarship Amount
The Kalpana Chawla Scholarship offers ₹12,000 per year — paid at ₹6,000 per half-year — directly to the student’s bank account. While this amount may appear modest, it is specifically designed as a recognition and support award to help meritorious girl students cover costs like books, stationery, transportation, and course materials that are not covered by standard fee reimbursement schemes.
For many girl students from rural Haryana, this scholarship also serves as an important source of personal financial independence — allowing them to manage their educational expenses without depending on family members for every small expenditure.
| Payment Structure | Amount |
|---|---|
| First Installment (First Half of Year) | ₹6,000 |
| Second Installment (Second Half of Year) | ₹6,000 |
| Total Annual Amount | ₹12,000 |
The scholarship is renewed annually subject to the student maintaining satisfactory academic performance and continuing enrollment in the same course.
Documents Required
Haryana domicile certificate, caste or community certificate if applicable, family income certificate issued by Circle Officer or Tehsildar, 10+2 marksheet showing minimum 60 percent marks, current year admission confirmation or enrollment letter from institution, institution fee receipt for the current academic year, Aadhaar card of student, bank account in student’s name with Aadhaar seeding, passport size photograph, and bonafide student certificate from the institution.
How to Apply
The Kalpana Chawla Scholarship is applied for through the official Haryana government scholarship portal or through the Higher Education Department of Haryana. Applications are also accepted via the Haryana Saral Portal in many districts.
Register on the portal with your Aadhaar and mobile number. Select the Kalpana Chawla Scholarship scheme and fill in all sections of the application form. Upload all documents in the required format. Submit and immediately approach your institution’s scholarship desk to ensure institutional verification is completed. After state-level verification and approval, the scholarship amount is transferred in two installments directly to your bank account.
Comparison — Haryana Post-Matric Scholarship vs Kalpana Chawla Scholarship
| Parameter | Haryana Post-Matric Scholarship | Kalpana Chawla Scholarship |
|---|---|---|
| Beneficiary | SC, BC, DNT, Tapriwas students | Girl students in professional courses |
| Gender | Boys and Girls | Girls only |
| Course Requirement | Any post-matric course | Technical / Professional degree only |
| Minimum Marks | No specific marks requirement | 60 percent in 12th |
| Income Limit | ₹1,00,000 – ₹2,50,000 | ₹2,50,000 |
| Annual Amount | Tuition fee + maintenance allowance | ₹12,000 fixed |
| Payment Mode | DBT to Aadhaar-linked account | DBT in two installments |
| Renewal | Annual renewal required | Annual renewal required |
Education Loans to Supplement Your Scholarship
For students pursuing professional courses where the total cost significantly exceeds what scholarships cover, education loans are the most practical complement. Several nationalized banks offer education loans specifically structured for students from economically weaker sections in Haryana and across India.
| Bank | Maximum Loan | Interest Rate | Key Feature |
|---|---|---|---|
| SBI Student Loan Scheme | Up to ₹10 Lakhs (collateral-free) | 10.90% – 11.15% | Moratorium during course |
| Bank of Baroda Baroda Gyan | Up to ₹80 Lakhs | 9.85% onwards | Covers hostel and living costs |
| Punjab National Bank | Up to ₹20 Lakhs | 9.00% onwards | Collateral-free up to ₹7.5L |
| Union Bank Education Loan | Up to ₹30 Lakhs | 8.90% onwards | SC/ST subsidy available |
| Canara Bank Vidya Turant | Up to ₹40 Lakhs | 9.50% onwards | Fast processing in 30 days |
Students holding valid scholarship certificates find it easier to get education loans approved because the scholarship verifies income eligibility and institutional enrollment — two of the key criteria banks assess during loan processing.
Additionally, the Central Sector Interest Subsidy Scheme (CSIS) provides full interest subsidy during the moratorium period for students whose family income is below ₹4.5 lakh per year. This means your education loan interest is fully covered by the government while you are studying — you only begin repaying after you get a job.
Health Insurance — Protecting Yourself While You Study
Students from low-income families who move to cities for higher education often face significant health risks without adequate coverage. Many scholarship recipients are also eligible for Ayushman Bharat PM-JAY which provides cashless hospitalization up to ₹5 lakh per family per year at empaneled government and private hospitals.
For students not covered under PM-JAY, standalone student health insurance plans from leading insurers are available at very affordable annual premiums and are strongly recommended for anyone studying away from home.
| Insurer | Plan Name | Coverage | Annual Premium |
|---|---|---|---|
| Star Health | Student Care Plan | ₹3 Lakh | ₹2,000 – ₹3,500 |
| HDFC ERGO | My:Health Student Suraksha | ₹5 Lakh | ₹3,000 – ₹5,000 |
| Care Insurance | Care Student | ₹3 Lakh | ₹2,500 – ₹4,000 |
| Niva Bupa | ReAssure Student | ₹5 Lakh | ₹3,500 – ₹6,000 |
A health emergency during your academic year can mean missing exams, losing a semester, or in the worst case having to withdraw from your course entirely. A student health insurance plan costing ₹2,000 to ₹5,000 per year is one of the smartest investments you can make alongside your scholarship application.
Key Tips to Maximize Your Scholarship Success
Apply as early as possible when the portal opens. Both Haryana Post-Matric and Kalpana Chawla scholarship portals open applications typically between July and November each year. Earlier applicants face less server load and have more time to correct any errors.
Always use your own bank account — not your parent’s. Scholarship disbursement under DBT goes only to the student’s own Aadhaar-seeded account. Many students face delays because the account is in a parent’s name.
Get income and caste certificates in the current financial year. Certificates from the previous year are commonly rejected. Visit your tehsil office before the scholarship window opens and get fresh certificates ready.
Track your application status regularly on the NSP portal. You can see at which stage your application is — institution verification, district verification, or state approval — and follow up accordingly at each stage.
Conclusion
The Haryana Post-Matric Scholarship and the Kalpana Chawla Scholarship for Girls represent two of the most valuable educational support programs available to students in Haryana in 2026. Whether you are an SC or BC student from a low-income family pursuing any post-matric course, or a meritorious girl student enrolled in a technical professional degree, at least one of these scholarships is designed specifically for you.
Apply before the deadline, keep your documents ready, and follow up diligently with your institution. Combine your scholarship with an education loan and student health insurance to build a complete financial foundation that lets you focus entirely on your studies and your future. Kalpana Chawla herself once said that the path from a small town in Haryana to the stars was paved with education — your scholarship is the first step on that path.
